iFunds
iFunds is an instant-funding proprietary trading firm operated by iFunds Ltd, registered in Saint Lucia, that began operating in 2024. It provides funded accounts with no evaluation challenge, letting traders access capital immediately to trade currencies, metals, spot and futures indices, energies, and cryptocurrencies. Account sizes range from $2,500 up to $500,000 via its scaling plan.
Company Overview
iFunds is a proprietary trading firm operated by iFunds Ltd (registered in Saint Lucia, registration no. 2024-00154), with Synerjic Ltd, a Cyprus-registered company, acting as its payment agent. The firm began operating in 2024 and positions itself as an instant-funding provider, skipping the multi-phase evaluation model used by many prop firms.
Evaluation Process & Trading Rules
iFunds grants funded accounts immediately upon purchase, with no challenge, demo verification, or time limit to pass. The firm advertises no daily drawdown limit, applying only a maximum overall loss limit of 10% calculated from the static initial account balance. iFunds also states it does not enforce a consistency rule, arguing that requiring a fixed daily profit distribution is counterproductive for traders.
Funding & Profit Split
Instant funded accounts are offered starting at $2,500 ("Intern"), $5,000 ("Starter"), and $10,000 ("Ambitious"), with additional tiers available at $25,000, $50,000, $85,000, $100,000, $150,000, $250,000, and up to $500,000 through its scaling plan. The base profit split is 50%, with traders able to select a higher profit split of up to 80% in exchange for a tighter maximum drawdown at signup. To scale to the next tier, a trader must reach a minimum withdrawable profit of $50 and pay the fee for the higher account; the scaled account keeps the same drawdown and profit-split terms, and any profit above the scaling threshold is not wiped out.
Payout Process
iFunds allows traders to request a payout from day one, with no minimum number of trading days required and no limit on how often a payout can be requested. The minimum withdrawal amount is $50. The firm states payouts are processed within 24 hours, and offers to pay an extra 10% (up to $1,000) if that window is missed.
Platform & Execution
Multiple independent reviews indicate iFunds accounts are traded on MetaTrader 5 (MT5), supporting Expert Advisors; this is not explicitly confirmed on iFunds' own marketing pages, which describe the platform generically as being provided by a third party.
Models: Instant Funding
Funding Sizes: $2,500$5,000$10,000$25,000$50,000$85,000$100,000$150,000$250,000$500,000
Profit Split: 50%80%
Max Allocation: $500,000
Drawdown: Daily —% / Max 10.00% (Static)
Reviews
This is my 3rd payout from iFunds and every single one has landed in my account within 4 business days. Can't complain.
Dashboard is clean, stats update in real time, and iFunds's payout came through 1 days after I requested it. That's faster than I expected.
Rules are laid out clearly before you even buy the challenge, which I appreciate after getting burned by vague terms elsewhere. iFunds spells everything out upfront.
No hidden surprises with iFunds — the profit split, the rules, the payout schedule, all matched exactly what was advertised.
Dashboard is clean, stats update in real time, and iFunds's payout came through 4 days after I requested it. That's faster than I expected.
This is my 3rd payout from iFunds and every single one has landed in my account within 4 business days. Can't complain.
This is my 5th payout from iFunds and every single one has landed in my account within 3 business days. Can't complain.
Payout Wall
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— 5% Off Starter Plan ($5K)
CT5%
— 5% Off All Plans
CT-INTERN
— 10% Off Intern Plan ($2,500)
CT5K
— 10% Off Starter Plan ($5K)
CT10K
— 10% Off Ambition Plan ($10K)
CT-BONUS
— 10% Bonus up to $1,000 on All Plans
PASK
— 5% Discount on All Plans
PASKINTERN
— 10% Discount on Intern Plan ($2,500)
PASKS
— 10% Discount on Starter Plan ($5K)
PASKA
— 10% Discount on Ambition Plan ($10K)
PASKB
— 10% Bonus up to $1,000 on All Plans